Going Coastal

Last month’s student loan bill: $130

This month’s student loan bill: $208

I called to ask why there was such a jump in the amount due.

Apparently, because I made my payment early, more interest was charged to the loan, and as I’m in deferment, paying only interest every month, I earned 30 days + 18 days of interest on the outstanding amount of the loan.

Basically, if I had made my payment on the due date, rather than paying it early, my payment this month would not have gone up.

I have *never* been binged for making early payments on a loan before.

I have this overwhelming sense of dread and fear creeping up on me regarding my student loans.  The next few months are going to be tense at best, and full of anxiety over money again.  Kind of like navigating a sweaty, wet, dark dungeon littered with pitfalls and traps.  With no torch.

wilwheaton:

If a big part of your enjoyment of a thing on TV or movies is nitpicking it to death, that’s cool.

… but shitting all over the people who enjoyed the same thing without nitpicking it to death is really not cool.

Nothing feels better than feeling sexy.

Well, almost nothing.

I still love getting my beard tickled.

Is it just me, or does being an over-thinker go hand-in-hand with putting your foot in your mouth A LOT?